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	<title>Comments on: Pre-Existing Condition</title>
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	<link>http://www.crucialminutiae.com/pre-existing-condition</link>
	<description>it&#039;s the little things...</description>
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		<title>By: Cristina Pippa</title>
		<link>http://www.crucialminutiae.com/pre-existing-condition/comment-page-1#comment-83212</link>
		<dc:creator>Cristina Pippa</dc:creator>
		<pubDate>Wed, 11 Nov 2009 15:47:13 +0000</pubDate>
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		<description>Absolutely, Nicole.  I&#039;ve been thinking too about all the women who do not plan on having children and still have to pay higher premiums just because of their gender.

Cathy, that&#039;s unbelievable.  What is the point of calling to authorize if they can rescind later?  The sick bay should be considered a clinic.  Had you gotten off the ship to go to a hospital, would they have paid for your transportation home?</description>
		<content:encoded><![CDATA[<p>Absolutely, Nicole.  I&#8217;ve been thinking too about all the women who do not plan on having children and still have to pay higher premiums just because of their gender.</p>
<p>Cathy, that&#8217;s unbelievable.  What is the point of calling to authorize if they can rescind later?  The sick bay should be considered a clinic.  Had you gotten off the ship to go to a hospital, would they have paid for your transportation home?</p>
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		<title>By: cathy weingeist</title>
		<link>http://www.crucialminutiae.com/pre-existing-condition/comment-page-1#comment-83103</link>
		<dc:creator>cathy weingeist</dc:creator>
		<pubDate>Tue, 10 Nov 2009 23:57:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.crucialminutiae.com/?p=4935#comment-83103</guid>
		<description>I feel your pain.  I had a &quot;transient ischemic attack&quot;  which is like a small stroke that only last a few minutes on a cruise ship.  I was really scared the second time it happened so I went to sick bay (I had to go by wheel chair because I couldn&#039;t use one leg).  I called ship to shore to Bc/BS for authorization and they said &quot;sure that is an emergency&quot;   After I got home, I submitted my bills to BC/BS and they denied it!  They now said they would only pay if the service was in a hospital or in a clinic and they didn&#039;t consider sick bay on a ship to be either one!  Good thing I decided to have the recommended MRI when I got back to IOWA!</description>
		<content:encoded><![CDATA[<p>I feel your pain.  I had a &#8220;transient ischemic attack&#8221;  which is like a small stroke that only last a few minutes on a cruise ship.  I was really scared the second time it happened so I went to sick bay (I had to go by wheel chair because I couldn&#8217;t use one leg).  I called ship to shore to Bc/BS for authorization and they said &#8220;sure that is an emergency&#8221;   After I got home, I submitted my bills to BC/BS and they denied it!  They now said they would only pay if the service was in a hospital or in a clinic and they didn&#8217;t consider sick bay on a ship to be either one!  Good thing I decided to have the recommended MRI when I got back to IOWA!</p>
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		<title>By: nicole</title>
		<link>http://www.crucialminutiae.com/pre-existing-condition/comment-page-1#comment-82940</link>
		<dc:creator>nicole</dc:creator>
		<pubDate>Tue, 10 Nov 2009 04:41:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.crucialminutiae.com/?p=4935#comment-82940</guid>
		<description>thanks for bringing more attention to this vital issue.  gender rating has me outraged,  it needs to be a bigger part of the current debate.</description>
		<content:encoded><![CDATA[<p>thanks for bringing more attention to this vital issue.  gender rating has me outraged,  it needs to be a bigger part of the current debate.</p>
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